APY APY stands for Annual Percentage Yield, which is the actual rate of return per year, including compound interest. The APY is typically the rate you'll see featured for the CD you're considering.

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Interest earnings on a CD account of this size can still be significant, and it won't take too long to earn, either.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. To better decide the merits of a $50,000 CD account, then, it helps to ...

While inflation and interest rates are both lower than they were in recent years, they're still relatively high right now. Inflation, in fact, has risen in four consecutive months and is now a full ...

Use SmartAsset’s CD calculator to see how much your CD can earn based on your deposit size, the length of the term, its interest rate and how often it compounds. Offered by many financial institutions ...