Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

If you're not concerned about your credit score, you're probably not regularly checking it. By ordering a free copy of your reports from the "big three" reporting agencies -- TransUnion, Experian, and ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Most people treat their credit score like a report card they check only when something goes wrong. But once your score ...

CIBIL, Experian, Equifax and CRIF High Mark. You are entitled to one free report per bureau every year, and many banks and financial apps now let you check your score instantly without affecting it. A ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...