Dave Ramsey says having good credit doesn’t matter. He says your credit score just shows how much you love debt. Ramsey is wrong and not having good credit can hurt you in many ways. It’s hard to ...

Dave Ramsey is often unapologetic when it comes to the credit industry. In last year’s talk about his signature “7 Baby Steps,” the personal finance expert made one thing unmistakable: you don’t need ...

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Credit cards, credit scores, interest rates and cashback rewards have become ubiquitous in the personal finance world, but not everyone believes that swiping away is a smart move. Even if you’re using ...

Ramsey's anti-credit advice rescues people from debt — then traps them in a system that penalizes not having credit. There’s ...

Dave Ramsey, a well-known personal finance expert, often speaks out against the common misconceptions surrounding credit cards. Many individuals believe that credit cards are a necessary part of ...