Every driver faces the decision of how much protection is enough, and whether it's worth paying for the widest option. CheapInsurance.com analyzes insurance data, risk factors and real-world scenarios ...

Whether you own, finance, or lease your car significantly affects insurance costs. Lenders require "full coverage" on financed or leased cars, which drives premiums higher. If you own your car ...

Discover the differences between collision and comprehensive auto insurance. Learn which covers accidents, theft, natural ...

See how coverage, rates and quality compare in New Jersey ...

Car insurance covers liability, collision, and more. Get insights into costs, what's mandatory, and how to file claims ...

You can't negotiate your car insurance rate. Rate changes often require some form of government approval, although the exact process differs by state. That means companies can't negotiate car ...

Drivers can customize their auto policies with a variety of optional protections. However, the majority of car insurance options fall under two categories: minimum liability coverage and full-coverage ...