USDA loans: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate ...

Dealing with delinquent tax debt may be one of the most stressful financial challenges a person can encounter. After all, between the mounting penalties, the Internal Revenue Service (IRS) notices and ...

Financial emergencies can devastate household budgets without warning, leaving families struggling to manage basic expenses while dealing with unexpected costs that threaten their stability. Hardship ...

Mortgage forbearance allows you to pause your mortgage payments, usually for up to six months, when you have a financial hardship. When forbearance ends, you may ask for an extension, modify your ...

The fear of layoffs has been strong in the past few years—and for federal workers, that fear only continues to grow. There are also circumstances in which lenders will allow you to redraw up to your ...

Life has a way of surprising us — and not always in a good way. For example, a sudden job loss, a medical emergency or an unexpected expense can derail even the most carefully planned budget. When ...

After her husband lost his tech job in 2008, Lisa Eidner of Mahwah, N.J., asked the couple's mortgage servicer to lower their monthly payments. The company agreed to a temporary cut but sent the ...