As Cointelegraph reported last year, AI aims to go beyond traditional credit scoring methods that rely on metrics such as credit history, income and existing debts. Instead, AI-based credit scoring ...

The Santander US Auto business uses FICO® Platform to enhance the use of machine learning capabilities to support credit risk analysis. FICO Platform enables Santander US Auto to build an analytical ...

What are the applications of machine learning and deep learning models in the credit market? originally appeared on Quora: the place to gain and share knowledge, empowering people to learn from others ...

In the UK, tech companies are increasingly venturing into the financial sector, offering products like loans, credit cards, and buy-now-pay-later (BNPL) services such as Klarna. A critical component ...