Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

In 2025, you begin losing $1 in benefits for every $2 above $23,400 if you won't reach your full retirement age for the whole ...

The 4% rule is a popular retirement savings withdrawal strategy. It has you taking out 4% of your portfolio your first year of retirement and adjusting future withdrawals for inflation. While this ...

Bill Bengen, the father of the 4% rule, agrees that a 4% withdrawal rate doesn't work for everyone. Most retirees can withdraw more without worrying about running out of money. The ideal withdrawal ...

A long-standing change to the rules is taking effect in 2026 and affecting when you can claim full Social Security benefits. Making strategic decisions about Social Security benefits is vital to ...

Unfortunately, there are no DRCs for spousal benefits. Once you reach your full retirement age, whatever your monthly benefit is, that is the maximum amount you'll receive. That's why there's no ...

I suspect that most working Americans, like me, are looking forward to retirement. It's a time I've seen referred to as "preferment" -- a time when you can do the things you prefer, not the things you ...

If you'll be retiring at 70, make sure to sign up for Social Security right away, since there's no financial incentive to delay your claim beyond that point. In fact, even if you'll be retiring a ...