If you have checked your credit report lately, you may have noticed an "inquiries" section. An inquiry refers to a request to look at your credit file and falls into one of two camps: hard or soft. A ...

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

Discover how to read your billing statement, understand key details like balance, fees, and payments, and ensure accuracy in ...

Note to readers: Visit our Coronavirus Information Center for more information about how the response to the outbreak affects your student debt, and other forms of financial hardship. Your credit ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. An excellent credit score (800 to 850) allows you to qualify for the best credit card offers. Most of the ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Every card is different, so it's all about knowing your travel habits and priorities. Many or all of the products on this page are from partners who compensate us when you click to or take an action ...

When you’re searching for a good deal on financing, it sometimes makes sense to fill out applications with multiple lenders to make sure you find the best offers available. Credit and financial ...