The rate on a 30-year fixed refinance dropped to 6.17% today, according to the Mortgage Research Center. Rates averaged 5.29% ...

Mortgage Research Center. Rates averaged 5.28% for a 15-year financed mortgage and 5.94% for a 20-year financed mortgage.

A half-point dip may not be enough to offset closing costs. Here's the magic number that makes refinancing pay off.

Mortgage refinance can help borrowers save money on interest and lower their monthly payments, but it’s important to understand all the associated costs to ensure it’s worth it. Mortgage refinancing ...

The rate on a 30-year fixed refinance increased to 6.21% today, according to the Mortgage Research Center. For 15-year fixed ...

Both can tap your home's equity, but one could cost you a lot more than the other when the new year rolls around.

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Refinancing your home ...

For many homeowners, refinancing sounds like an easy way to save money, lower payments, or free up cash. After all, as interest rates fall, why not replace your existing loan with something cheaper? A ...

Refinancing can be a tempting option when mortgage rates drop, but in truth, it’s not always the right choice. As of Sept. 11, the 30-year mortgage rate stood at 6.35%, falling 15 basis points from ...

The hidden costs and considerations of refinancing your mortgage For many homeowners, refinancing sounds like an easy way to save money, lower payments, or free up cash. After all, as interest rates ...

A no-closing-cost refinance means you won’t pay closing costs upfront — but you will roll them into your loan or pay a higher interest rate. A no-closing-cost refinance saves you some money at closing ...