Credit risk assessment is largely a job for credit score algorithms, mass market models and systems that are relatively new in terms of the modern credit industry’s lifespan. The FICO score, for ...

With federal pressure mounting and fintech innovations accelerating, the credit score system landlords used to know isn't the same anymore. In 2025, three big updates are changing how credit scores ...

Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

Overview: AI-powered credit scoring uses advanced data analysis and machine learning to assess borrower risk more accurately than traditional models.Modern loan ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

This transcript was prepared by a transcription service. This version may not be in its final form and may be updated. J.R. Whalen: Here's your Money Briefing for Friday, June 21st. I'm J.R. Whalen ...