With these banks, you can earn up to $400 just for opening a new account. Don't believe me? Read our list of picks to learn more.

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

How to earn the bonus: Open a new Wells Fargo Everyday Checking account with a minimum opening deposit of $25 and make a ...

A $1 overdraft can trigger fees, negative balances, and account flags that cost far more than a dollar.