When it comes to building up your credit score, one of the most important factors to focus on is your credit utilization rate. Your utilization rate is the percentage of your overall credit that you ...

Keeping this ratio low can give a big boost to your credit score Written By Written by Contributor, Buy Side Michelle Lambright Black is a contributor to Buy Side and credit expert specializing in ...

Credit card debt can be an expensive burden to carry. Consider the average annual percentage rate – the interest rate, plus any fees – of credit cards in the U.S. News database, which ranges from ...