Despite your best intentions, it can be difficult to get everyone in your circle a perfect – or at least personal – gift.

Trying to use a Mastercard, Visa, or Amex Gift Card on Amazon can cause several headaches. First, simply registering the card as a payment method can be tricky. Amazon requires a name and billing ...

Know the rules, then use them fast: Balances last 5 years; inactivity fees after 12 months; some states cash out small leftovers (e.g., CA $10) Buy low, sell smart: Warehouse clubs = easy 20% off; ...