Explore the meaning of a negative interest rate environment, its economic implications, and how it affects banks, consumers, and investments globally.

Two weeks ago, President Donald Trump shocked the banking industry by announcing his support for capping credit card interest rates at 10 percent for one year. When markets opened the next trading day,

In the elevated interest rate climate of recent years, there have been few affordable borrowing options to choose from. Personal loan interest rates, for example, have been frozen at around 12% for months while credit card interest rates have declined ...

Forbes contributors publish independent expert analyses and insights. Decision-makers at the Federal Reserve usually monitor issues connected to their dual mandate to keep employment high and inflation low. They prefer not to look at policy decisions made ...

You’re more likely to find rates below 5.00% when you have a higher credit score

It wasn't that long ago when the average mortgage interest rate was comfortably over 7%. In August 2023, for example, the average rate on a conventional 30-year term was 7.31%, marking the highest level since 2000. Interest rate cuts in 2024 only ...

The Federal Reserve on Wednesday kept interest rates unchanged and provided scant insight into when further cuts may take place – sparking a quick rebuke from President Donald Trump. Emerging from their first policy meeting during Trump’s second term ...

Learn what a pass-through rate is and how it determines net interest for investors in mortgage-backed securities. Understand its calculation and impact with examples.

Senator Bernie Sanders calls Wall Street credit card practices 'usury' as major banks profit from 24% average rates while borrowing at 4% from Fed.

The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.