Dec 4, 2025 · For the most part, the quality of a particular APR will depend more on your credit history than any hard-and-fast numbers. That said, a few generalizations can be made, …

Feb 26, 2025 · What Is a Good Credit Card APR? A good credit card APR is one that's below the national average credit card rate, which is 21.47% as of November 2024, according to Federal …

Dec 4, 2025 · So, what does an APR mean to credit card applicants, and how does one know a good APR when they see one?

Nov 5, 2025 · What is a good APR? A good credit card APR is one that falls below the average APR for credit cards. Likewise, anything above the average credit card APR is high. However, …

Jun 6, 2024 · How good of an APR you get will typically be determined by your credit score. To determine what's a good credit card APR, start by looking at the national average, which …

As of February 2025, the average credit card interest rate is over 24%. This average is based on 200 of the most popular credit cards in the U.S., as tracked by Lending Tree. So, in relative …

Nov 28, 2025 · When carrying a balance on your credit card (which you should avoid when possible), the lower the APR, the better. This means you’ll owe less to your credit card …

May 29, 2025 · Generally, a good APR for a credit card is at or below the national average. But the APR you ultimately get depends on your creditworthiness and credit history.

Dec 3, 2025 · In general, someone with a good payment history and credit score and a lower DTI ratio will qualify for a better APR. • However, APR isn’t only based on a borrower’s …

May 29, 2025 · What Is a Good Credit Card APR? APR stands for Annual Percentage Rate and refers to the interest rate on your credit card. A good credit card APR for you depends on …