Frequently Asked Questions Thinking about a loan to pay off credit card debt? These quick answers explain how Updraft’s debt consolidation loans work and what to expect before you apply.

By proceeding with checking eligibility, you are agreeing to receive documentation (including any loan documentation) digitally through the Updraft app and to your email address.

Make changes that pay off

How Your Debt-to-Income Ratio Could Add £60,000 to Your Mortgage Making a £60k credit card mistake? Lenders check your debt-to-income (DTI) ratio. Updraft explains how small debts affect …

Managing your Updraft Loan Understand what it is, how to check eligibility and more 4 articles

Updraft helps you pay off expensive credit cards, overdrafts & everything in-between by offering a smarter, simpler loan with one manageable monthly payment. Saving you stress, time, and often, …

Get Updraft support for credit, loans, and account help. Visit our customer help centre online.

About you A few simple details to get your eligibility check up and running.

If you’re managing more than one card, you can also check your eligibility for an Updraft debt consolidation loan – designed to help you bring multiple balances together into one clear monthly …

What current accounts and credit cards can I link to Updraft? I want to connect a different bank account/change the bank account I have connected. What do I do?